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Glossary of terms used on this site

There are 214 entries in this glossary.
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Term Definition
Original principal balance

The total amount of principal owed on a mortgage before any payments are made.

Origination fee

On a government loan the loan origination fee is one percent of the loan amount, but additional points may be charged which are called "discount points." One point equals one percent of the loan amount. On a conventional loan, the loan origination fee refers to the total number of points a borrower pays.

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